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Long-Term Disability Insurance Claims: From Application to Federal Court

SKU: INS1400
General Credits
1.1
Price$50
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Description

Long-term disability (LTD) insurance claims sit at the intersection of contract law, insurance law, and—frequently—federal ERISA law. Nearly half of all LTD claims arise under employer-sponsored group policies governed by the Employee Retirement Income Security Act of 1974 (ERISA), which imposes a highly restrictive administrative framework and limits litigation exclusively to federal court. Other LTD matters involve individual policies commonly purchased by professionals, as well as association-sponsored coverage offered through medical or professional organizations, each presenting distinct legal and procedural considerations.

This CLE program provides a practical roadmap for navigating the unique challenges posed by disability insurance claims, with a particular focus on ERISA-governed group policies. Attendees will gain an understanding of the federal statutory and regulatory scheme, the mandatory administrative process, and the strict deadlines that can determine the viability of a claim—and expose counsel to malpractice risk if missed.

The course examines the key differences among group, individual, and association disability policies and the legal issues that arise when claims are denied, delayed, or terminated. It also offers strategic guidance on developing and preserving the administrative record, challenging adverse claim determinations, and positioning cases for potential federal litigation. From initial claim submission through appeal and court review, this program equips practitioners with the substantive, procedural, and practical insights necessary to effectively handle LTD matters, which demand not only ERISA fluency but also an understanding of insurer practices and medically driven evidence.

Lecturer Bio

Jason A. Newfield, Esq.

Jason A. Newfield is the founding partner of Newfield Law Group, P.C., in Melville, New York, where he devotes his practice to representing individuals in disability insurance claims and advocating in litigation, including ERISA, private and association policies of short and long term disability, life and long term care insurance policies.

Mr. Newfield has litigated cases nationwide on behalf of aggrieved claimants and been involved in a host of published decisions in state and federal courts. Jason has received an AV Preeminent rating from Martindale Hubbell and has been selected as a Super Lawyer every year from 2013 to 2025.

He has authored numerous articles for medical journals and advocacy groups, including the CFIDS Chronicle, Interstitial Cystitis Newsletter, Podiatry Management, and Chiropractic Economics. He was a member of the Chronic Fatigue Syndrome Advisory Committee, a federal committee which advises the US Department of Health and Human Services regarding Chronic Fatigue Syndrome.

Mr. Newfield is also a frequent lecturer to medical organizations about the disability claims process, and has been a Physician Educator to medical providers for Chronic Fatigue Syndrome patients. Mr. Newfield has been a repeat invited lecturer for the American Conference Institute Disability Claims conferences, and a speaker for ALI-ABA regarding the claim process for LTD claims.

He received his J.D. from Hofstra University School of Law, where he was a member of the Hofstra Law Review. Mr. Newfield is admitted to practice law in New York, Pennsylvania and Connecticut, the federal courts of the Southern and Eastern Districts of New York, District of Connecticut and Eastern District of Pennsylvania, the Second and Fourth Circuit Courts of Appeal, and the U.S. Supreme Court.

The National Academy of Continuing Legal Education is a New Jersey Accredited CLE Provider. To view our full accreditation details, please click here.


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